Navigating healthcare as a self-employed individual in St. Louis, Missouri, can feel overwhelming. Without an employer-sponsored plan, finding coverage that meets your needs and budget is crucial—but not always easy. This guide breaks down everything you need to know about self-employed healthcare options, with a special focus on Medicare and supplemental insurance for those nearing […]

Being your own boss in St. Louis comes with many rewards—flexibility, independence, and the chance to build something truly your own. But one area that often trips up self-employed individuals is health insurance. Without access to employer-sponsored plans, finding affordable, high-quality coverage can feel overwhelming. Fortunately, if you’re self-employed in St. Louis, there are smart, […]

When facing a terminal illness, hospice care can provide comfort and support for both patients and their families. For those enrolled in Medicare, understanding the coverage options for hospice care is critical. Medicare offers specific benefits for hospice services, but it’s important to understand the details and eligibility requirements. At MO Senior Advisors, LLC, we […]

As people age or face chronic health issues, the question of long-term care often becomes a critical concern. Many seniors and their families are surprised to learn that Medicare benefits have limited coverage when it comes to long-term care, especially for extended stays in nursing homes or assisted living facilities. Understanding what Medicare does and […]

In recent years, telehealth has become a vital part of healthcare, especially for seniors and individuals with mobility challenges. The COVID-19 pandemic accelerated its adoption, and now, even as in-person visits return to normal levels, many patients continue to prefer virtual care for its convenience and accessibility. Fortunately, Medicare benefits now include a wide range […]

Receiving a diagnosis of End-Stage Renal Disease (ESRD) can be life-altering, both emotionally and financially. The good news is that Medicare coverage is available for those with ESRD—even if you’re under age 65. Understanding how and when you can access benefits is crucial, especially for those who need ongoing dialysis treatments or a kidney transplant. […]

Medicare is often associated with retirement, but many people are surprised to learn that individuals with disabilities may also qualify—often well before turning 65. If you or a loved one is living with a qualifying disability, understanding your Medicare options is essential to ensuring quality care and financial protection. At MO Senior Advisors, LLC, we […]

Medicare is a vital health insurance program, particularly for those living with disabilities. If you are eligible for Medicare, you may be wondering how it works and what it covers. In this guide, we’ll break down what you need to know about Medicare for people with disabilities and how to make the most of your […]

Navigating healthcare options in retirement can be confusing, especially when it comes to understanding the differences between Medicare and Medicaid. Both programs provide essential support, but they serve different populations and offer distinct benefits. Here’s a quick breakdown to help you better understand how each program works and which one may apply to your situation. […]

Navigating Medicare can feel overwhelming, especially when considering additional coverage options. While Original Medicare provides essential healthcare benefits, it doesn’t cover everything. This is where supplemental insurance, also known as Medigap, comes in. But is Medicare and supplemental insurance the perfect pair for you? Let’s explore how they work together to provide comprehensive coverage. What […]